Retirement plan

CAPITAL ACCUMULATION PLAN

Name: ROCHELLE FOODS, LLC - CAPITAL ACCUMULATION PLAN (2020) Form 5500
Creator: ROCHELLE FOODS, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CAPITAL ACCUMULATION PLAN, ROCHELLE FOODS, LLC

ROCHELLE FOODS, LLCEIN 36-3889635Plan #001PY 2020

1001 S. MAIN STREET - ROCHELLE, IL 610682189815-562-4141LinkedIn1-10 employeesfood production

Prospect flagsLow returnsCorrective distributions

How to read this page

Total assets (EOY)

$121.8M

+5.1% from 2019

Total participants

3,523

+4.9% from 2019

Average account balance

$34,936

+0.4% from 2019

Annual return

9.38%

+0.12 pp from 2019

Benchmarks

See 216 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants1,000-4,999

Cohort216 peers

Snapshot2020

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$209.57M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$36K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

5,853

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$18.87M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.66%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$44

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 10 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.5+ years Service code 49 · EIN 04-1590850	Other Services	$145,182
ERNST & YOUNG LLP3 years Filed as: ERNST & YOUNG Service code 50 · EIN 34-6565596	Direct Payment	$27,944
MEKETA INVESTMENT GROUP2 years Filed as: MEKETA FIDUCIARY MANAGEMENT LLC Service code 27 · EIN 47-2126910	Advisory (Plan)	$15,917
CHARLES SCHWAB & CO., INC.2 years Service code 59 · EIN 94-1737782	Shareholder Servicing	$59
DIMENSIONAL FUND ADVISORS3 years Service code 52 · EIN 36-3129984	Indirect Investment Fees	$0
DODGE & COX3 years Service code 52 · EIN 94-6067274	Indirect Investment Fees	$0
HARBOR3 years Service code 52 · EIN 34-1953393	Indirect Investment Fees	$0
MERIDIAN3 years Service code 52 · EIN 68-0024203	Indirect Investment Fees	$0
PGIM INVESTMENTS3 years Service code 52 · EIN 23-6994310	Indirect Investment Fees	$0
WILMINGTON TRUST3 years Service code 52 · EIN 52-1959471	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2R2S2T3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$200K

$62 / participant

Investment mgmt$19K9.3%
Contract admin$146K72.8%
Other / not subdivided$36K17.9%

% of EOY assets

0.164%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: ERNST & YOUNG LLP
Auditor EIN: 346565596
Audit fees: (not subdivided)
Opinion code: Unqualified

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$34,936

$72,066-51.5%

$81,930-57.4%

$90,288-61.3%

Participation rate

98.8%

78.9%+19.9pp

72.0%+26.8pp

73.4%+25.5pp

Annual return

9.38%

15.92%-6.5pp

29.49%-20.1pp

53.97%-44.6pp

Employer contribution / active EE

$1,390

$2,335-40.5%

$4,310-67.7%

$2,524-44.9%

Participant deferral / active EE

$2,242

$3,557-37.0%

$7,107-68.5%

$4,232-47.0%

Admin fee / account holder

$57

$92-38.0%

$5,158-98.9%

$114-49.7%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.5+ years

Service code 49 · EIN 04-1590850

Other Services

$145,182

ERNST & YOUNG LLP3 years

Filed as: ERNST & YOUNG

Service code 50 · EIN 34-6565596

Direct Payment

$27,944

MEKETA INVESTMENT GROUP2 years

Filed as: MEKETA FIDUCIARY MANAGEMENT LLC

Service code 27 · EIN 47-2126910

Advisory (Plan)

$15,917

CHARLES SCHWAB & CO., INC.2 years

Service code 59 · EIN 94-1737782

Shareholder Servicing

$59

DIMENSIONAL FUND ADVISORS3 years

Service code 52 · EIN 36-3129984

Indirect Investment Fees

DODGE & COX3 years

Service code 52 · EIN 94-6067274

Indirect Investment Fees

HARBOR3 years

Service code 52 · EIN 34-1953393

Indirect Investment Fees

MERIDIAN3 years

Service code 52 · EIN 68-0024203

Indirect Investment Fees

PGIM INVESTMENTS3 years

Service code 52 · EIN 23-6994310

Indirect Investment Fees

WILMINGTON TRUST3 years

Service code 52 · EIN 52-1959471

Indirect Investment Fees

CAPITAL ACCUMULATION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CAPITAL ACCUMULATION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion