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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$37,550 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,651 | $82,188+35.8% | $125,391-11.0% | $64,824+72.2% |
| Participation rate | 94.4% | 77.9%+16.5pp | 82.4%+12.0pp | 71.5%+22.9pp |
| Annual return | -18.25% | 3.50%-21.7pp | 572.41%-590.7pp | 32.84%-51.1pp |
| Employer contribution / active EE | $4,111 | $3,617+13.6% | $4,816-14.6% | $2,507+64.0% |
| Participant deferral / active EE | $13,520 | $7,177+88.4% | $7,448+81.5% | $4,311+213.6% |
| Admin fee / account holder | -$26 | $163-115.9% | $10,009-100.3% | $188-113.8% |