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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$42,841 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,992 | $106,110+59.3% | $147,005+15.0% | $77,671+117.6% |
| Participation rate | 94.0% | 78.4%+15.6pp | 82.2%+11.9pp | 70.6%+23.4pp |
| Annual return | 18.38% | 56.77%-38.4pp | 418.76%-400.4pp | 31.21%-12.8pp |
| Employer contribution / active EE | $4,414 | $4,065+8.6% | $4,934-10.5% | $2,726+61.9% |
| Participant deferral / active EE | $17,631 | $7,992+120.6% | $8,070+118.5% | $4,648+279.3% |
| Admin fee / account holder | -$32 | $338-109.5% | $13,006-100.2% | $430-107.4% |