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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $762,046 | $134,817+465.2% | $123,973+514.7% | $155,188+391.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 1.29% | 515.49%-514.2pp | 388.13%-386.8pp | 148.84%-147.5pp |
| Employer contribution / active EE | $19,607 | $4,425+343.1% | $4,126+375.2% | $4,248+361.6% |
| Participant deferral / active EE | $12,321 | $5,706+115.9% | $5,247+134.8% | $6,531+88.7% |
| Admin fee / account holder | $13,633 | $13,245+2.9% | $11,799+15.5% | $14,480-5.8% |