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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $632,538 | $124,351+408.7% | $109,188+479.3% | $167,553+277.5% |
| Participation rate | 92.3% | 79.4%+12.9pp | 75.9%+16.4pp | 82.1%+10.2pp |
| Annual return | 85.40% | 26.04%+59.4pp | 25.76%+59.6pp | 478.89%-393.5pp |
| Employer contribution / active EE | $15,049 | $4,210+257.5% | $3,723+304.2% | $4,840+211.0% |
| Participant deferral / active EE | $12,273 | $5,257+133.5% | $4,654+163.7% | $6,343+93.5% |
| Admin fee / account holder | $11,274 | $7,975+41.4% | $6,755+66.9% | $12,316-8.5% |