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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,990 | $58,828+24.1% | $78,002-6.4% | $62,881+16.1% |
| Participation rate | 90.5% | 71.1%+19.4pp | 75.5%+15.0pp | 69.3%+21.2pp |
| Annual return | 3.26% | 17.16%-13.9pp | 425.99%-422.7pp | 20.14%-16.9pp |
| Employer contribution / active EE | $1,351 | $1,672-19.2% | $2,470-45.3% | $2,281-40.7% |
| Participant deferral / active EE | $4,759 | $2,686+77.2% | $3,497+36.1% | $3,203+48.6% |
| Admin fee / account holder | $14,700 | $4,393+234.6% | $5,481+168.2% | $4,296+242.2% |