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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,355 | $72,639+12.0% | $90,766-10.4% | $66,949+21.5% |
| Participation rate | 60.6% | 73.7%-13.1pp | 75.7%-15.1pp | 69.8%-9.2pp |
| Annual return | -14.93% | -12.28%-2.7pp | -12.16%-2.8pp | 1.57%-16.5pp |
| Employer contribution / active EE | $653 | $2,369-72.4% | $2,922-77.6% | $2,545-74.3% |
| Participant deferral / active EE | $3,340 | $3,979-16.1% | $4,565-26.8% | $4,239-21.2% |
| Admin fee / account holder | $14,655 | $708+1971.3% | $8,446+73.5% | $594+2368.9% |