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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,088 | $54,380+128.2% | $68,509+81.1% | $59,633+108.1% |
| Participation rate | 28.8% | 70.2%-41.4pp | 74.7%-46.0pp | 68.7%-39.9pp |
| Annual return | -0.05% | 2.83%-2.9pp | 8.27%-8.3pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $495 | $1,539-67.8% | $2,278-78.3% | $2,203-77.5% |
| Participant deferral / active EE | $2,344 | $2,643-11.3% | $3,382-30.7% | $3,192-26.6% |
| Admin fee / account holder | $2,561 | $3,885-34.1% | $5,275-51.4% | $4,297-40.4% |