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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,690 | $83,908-76.5% | $68,509-71.3% | $125,389-84.3% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | -5.30% | 14.48%-19.8pp | 8.27%-13.6pp | 282.24%-287.5pp |
| Employer contribution / active EE | $1,885 | $3,031-37.8% | $2,278-17.2% | $4,866-61.3% |
| Participant deferral / active EE | $8,953 | $4,125+117.1% | $3,382+164.7% | $5,352+67.3% |
| Admin fee / account holder | $331 | $8,982-96.3% | $5,275-93.7% | $9,541-96.5% |