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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,920 | $100,792-66.3% | $86,691-60.9% | $134,509-74.8% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -12.71% | 29.08%-41.8pp | 35.94%-48.7pp | 418.13%-430.8pp |
| Employer contribution / active EE | $1,561 | $3,491-55.3% | $2,837-45.0% | $4,741-67.1% |
| Participant deferral / active EE | $3,000 | $5,339-43.8% | $4,656-35.6% | $6,400-53.1% |
| Admin fee / account holder | $2,727 | $10,924-75.0% | $7,492-63.6% | $11,427-76.1% |