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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,924 | $52,580-50.7% | $71,671-63.8% | $70,126-63.0% |
| Participation rate | 60.6% | 60.9%-0.3pp | 68.7%-8.1pp | 69.5%-8.9pp |
| Annual return | 14.44% | 20.25%-5.8pp | 20.65%-6.2pp | 73.15%-58.7pp |
| Employer contribution / active EE | $2,386 | $1,616+47.7% | $2,460-3.0% | $2,343+1.9% |
| Participant deferral / active EE | $2,022 | $2,386-15.3% | $3,438-41.2% | $3,332-39.3% |
| Admin fee / account holder | $2,395 | $3,653-34.4% | $5,558-56.9% | $4,645-48.4% |