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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,597 | $83,337-69.3% | $67,834-62.3% | $273,972-90.7% |
| Participation rate | 59.1% | 76.4%-17.3pp | 68.8%-9.7pp | 83.0%-23.9pp |
| Annual return | 6.93% | 259.45%-252.5pp | 138.47%-131.5pp | 41.46%-34.5pp |
| Employer contribution / active EE | $4,545 | $3,287+38.3% | $2,403+89.1% | $4,869-6.6% |
| Participant deferral / active EE | $4,383 | $4,088+7.2% | $3,160+38.7% | $5,287-17.1% |
| Admin fee / account holder | $1,080 | $6,752-84.0% | $4,622-76.6% | $10,133-89.3% |