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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,919 | $167,362-31.3% | $143,799-20.1% | $134,532-14.6% |
| Participation rate | 91.7% | 84.8%+6.8pp | 80.3%+11.4pp | 81.2%+10.4pp |
| Annual return | -17.09% | 0.47%-17.6pp | -0.04%-17.0pp | 418.27%-435.4pp |
| Employer contribution / active EE | $1,078 | $5,620-80.8% | $4,952-78.2% | $4,741-77.3% |
| Participant deferral / active EE | $8,136 | $6,447+26.2% | $5,638+44.3% | $6,401+27.1% |
| Admin fee / account holder | $784 | $18,094-95.7% | $14,677-94.7% | $11,429-93.1% |