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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,938 | $167,415+2.7% | $140,514+22.4% | $198,609-13.4% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 2.06% | 13.85%-11.8pp | 14.36%-12.3pp | 202.70%-200.6pp |
| Employer contribution / active EE | $0 | $4,088-100.0% | $3,378-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $3,499 | $5,579-37.3% | $4,919-28.9% | $6,977-49.9% |
| Admin fee / account holder | $12,303 | $16,730-26.5% | $13,697-10.2% | $19,030-35.4% |