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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,843 | $100,895-33.7% | $90,430-26.1% | $158,950-57.9% |
| Participation rate | 92.3% | 75.0%+17.3pp | 72.7%+19.6pp | 82.0%+10.3pp |
| Annual return | 11.05% | 1725.54%-1714.5pp | 1293.73%-1282.7pp | 302.91%-291.9pp |
| Employer contribution / active EE | $847 | $3,689-77.0% | $3,262-74.0% | $4,762-82.2% |
| Participant deferral / active EE | $2,952 | $4,347-32.1% | $3,963-25.5% | $5,983-50.7% |
| Admin fee / account holder | $793 | $6,505-87.8% | $5,613-85.9% | $11,248-92.9% |