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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,327 | $198,457-28.3% | $170,435-16.5% | $147,586-3.6% |
| Participation rate | 40.0% | 88.0%-48.0pp | 83.6%-43.6pp | 82.8%-42.8pp |
| Annual return | 20.06% | 257.30%-237.2pp | 205.94%-185.9pp | 578.59%-558.5pp |
| Employer contribution / active EE | $3,689 | $6,183-40.3% | $5,432-32.1% | $4,876-24.4% |
| Participant deferral / active EE | $10,596 | $5,629+88.2% | $4,939+114.5% | $5,439+94.8% |
| Admin fee / account holder | $229 | $16,852-98.6% | $13,881-98.3% | $10,886-97.9% |