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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,420 | $160,059-2.9% | $140,019+11.0% | $135,380+14.8% |
| Participation rate | 95.2% | 88.5%+6.7pp | 87.5%+7.7pp | 82.6%+12.6pp |
| Annual return | -9.74% | 911.48%-921.2pp | 651.17%-660.9pp | 519.81%-529.5pp |
| Employer contribution / active EE | $5,336 | $6,420-16.9% | $5,605-4.8% | $4,779+11.7% |
| Participant deferral / active EE | $10,531 | $7,641+37.8% | $6,927+52.0% | $5,609+87.8% |
| Admin fee / account holder | $6,601 | $13,328-50.5% | $10,705-38.3% | $10,828-39.0% |