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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,914 | $82,028+20.6% | $123,105-19.7% | $59,633+65.9% |
| Participation rate | 96.9% | 83.2%+13.7pp | 86.8%+10.1pp | 68.7%+28.2pp |
| Annual return | -2.17% | 5.12%-7.3pp | 13.22%-15.4pp | 2041.45%-2043.6pp |
| Employer contribution / active EE | $2,716 | $3,297-17.6% | $5,151-47.3% | $2,203+23.3% |
| Participant deferral / active EE | $10,002 | $4,667+114.3% | $6,229+60.6% | $3,192+213.4% |
| Admin fee / account holder | $911 | $5,879-84.5% | $9,014-89.9% | $4,297-78.8% |