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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,873 | $196,972+139.1% | $182,262+158.3% | $198,609+137.1% |
| Participation rate | 83.3% | 85.7%-2.4pp | 84.2%-0.9pp | 82.4%+1.0pp |
| Annual return | 14.07% | 158.27%-144.2pp | 140.60%-126.5pp | 202.70%-188.6pp |
| Employer contribution / active EE | $2,940 | $5,364-45.2% | $5,046-41.7% | $5,055-41.8% |
| Participant deferral / active EE | $9,157 | $8,643+6.0% | $8,276+10.6% | $6,977+31.3% |
| Admin fee / account holder | $6,253 | $18,429-66.1% | $16,712-62.6% | $19,030-67.1% |