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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $597,102 | $100,938+491.6% | $90,461+560.1% | $158,982+275.6% |
| Participation rate | 69.2% | 75.0%-5.8pp | 72.7%-3.5pp | 82.0%-12.7pp |
| Annual return | 20.24% | 1727.20%-1707.0pp | 1294.76%-1274.5pp | 302.99%-282.7pp |
| Employer contribution / active EE | $22,708 | $3,691+515.1% | $3,264+595.7% | $4,763+376.8% |
| Participant deferral / active EE | $5,276 | $4,350+21.3% | $3,964+33.1% | $5,983-11.8% |
| Admin fee / account holder | $516 | $6,510-92.1% | $5,617-90.8% | $11,252-95.4% |