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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $559,276 | $90,607+517.3% | $79,467+603.8% | $135,380+313.1% |
| Participation rate | 63.6% | 76.0%-12.4pp | 73.3%-9.7pp | 82.6%-19.0pp |
| Annual return | -6.17% | 977.74%-983.9pp | 718.30%-724.5pp | 519.81%-526.0pp |
| Employer contribution / active EE | $20,378 | $3,068+564.3% | $2,800+627.7% | $4,779+326.4% |
| Participant deferral / active EE | $9,765 | $4,050+141.1% | $3,704+163.6% | $5,609+74.1% |
| Admin fee / account holder | $582 | $5,895-90.1% | $5,104-88.6% | $10,828-94.6% |