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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $917,800 | $176,794+419.1% | $146,647+525.9% | $167,553+447.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 169.92% | 24.04%+145.9pp | 22.75%+147.2pp | 478.89%-309.0pp |
| Employer contribution / active EE | $20,775 | $5,161+302.5% | $4,137+402.2% | $4,840+329.3% |
| Participant deferral / active EE | $15,167 | $6,440+135.5% | $5,506+175.4% | $6,343+139.1% |
| Admin fee / account holder | $32,787 | $13,262+147.2% | $10,281+218.9% | $12,316+166.2% |