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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,585 | $135,645+106.1% | $110,243+153.6% | $135,380+106.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -5.18% | 513.24%-518.4pp | 314.76%-319.9pp | 519.81%-525.0pp |
| Employer contribution / active EE | $5,809 | $4,907+18.4% | $3,827+51.8% | $4,779+21.6% |
| Participant deferral / active EE | $10,750 | $5,507+95.2% | $4,672+130.1% | $5,609+91.7% |
| Admin fee / account holder | $946 | $11,458-91.7% | $8,548-88.9% | $10,828-91.3% |