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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,247 | $64,716-19.3% | $112,258-53.5% | $68,495-23.7% |
| Participation rate | 28.9% | 67.2%-38.2pp | 75.1%-46.1pp | 67.9%-38.9pp |
| Annual return | -17.08% | -11.40%-5.7pp | 27.47%-44.6pp | -7.84%-9.2pp |
| Employer contribution / active EE | $0 | $2,746-100.0% | $3,636-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,819 | $3,565-49.0% | $4,728-61.5% | $4,028-54.8% |
| Admin fee / account holder | $1,103 | $5,232-78.9% | $6,411-82.8% | $5,403-79.6% |