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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,218 | $91,167+62.6% | $178,498-17.0% | $79,858+85.6% |
| Participation rate | 65.2% | 69.2%-4.0pp | 81.9%-16.7pp | 69.6%-4.4pp |
| Annual return | 15.48% | 24.19%-8.7pp | 151.09%-135.6pp | 31.72%-16.2pp |
| Employer contribution / active EE | $2,006 | $3,255-38.4% | $5,011-60.0% | $2,471-18.8% |
| Participant deferral / active EE | $4,129 | $3,236+27.6% | $5,202-20.6% | $3,740+10.4% |
| Admin fee / account holder | $3,832 | $6,747-43.2% | $13,985-72.6% | $5,306-27.8% |