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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,059 | $73,019-73.9% | $90,766-79.0% | $68,490-72.2% |
| Participation rate | 86.8% | 70.8%+15.9pp | 75.7%+11.1pp | 67.9%+18.9pp |
| Annual return | -15.69% | -13.81%-1.9pp | -12.16%-3.5pp | -7.85%-7.8pp |
| Employer contribution / active EE | $1,785 | $2,193-18.6% | $2,922-38.9% | $2,597-31.3% |
| Participant deferral / active EE | $3,223 | $3,626-11.1% | $4,565-29.4% | $4,028-20.0% |
| Admin fee / account holder | $1,630 | $5,897-72.4% | $8,446-80.7% | $5,403-69.8% |