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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,448 | $81,208-77.3% | $98,920-81.4% | $79,856-76.9% |
| Participation rate | 92.9% | 72.5%+20.4pp | 76.0%+16.8pp | 69.6%+23.2pp |
| Annual return | 11.12% | 60.99%-49.9pp | 196.47%-185.3pp | 31.71%-20.6pp |
| Employer contribution / active EE | $1,372 | $1,960-30.0% | $2,689-49.0% | $2,471-44.5% |
| Participant deferral / active EE | $1,910 | $3,265-41.5% | $4,245-55.0% | $3,741-48.9% |
| Admin fee / account holder | $4,924 | $6,013-18.1% | $6,643-25.9% | $5,306-7.2% |