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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,497 | $162,785-14.9% | $133,959+3.4% | $158,950-12.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 31.90% | 41.94%-10.0pp | 45.09%-13.2pp | 302.91%-271.0pp |
| Employer contribution / active EE | $584 | $4,975-88.3% | $3,919-85.1% | $4,762-87.7% |
| Participant deferral / active EE | $2,335 | $5,910-60.5% | $5,047-53.7% | $5,983-61.0% |
| Admin fee / account holder | $67,988 | $11,738+479.2% | $8,928+661.5% | $11,248+504.4% |