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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,808 | $81,262+320.6% | $155,602+119.7% | $80,911+322.5% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 11.36% | 33.34%-22.0pp | 64.81%-53.5pp | 35.63%-24.3pp |
| Employer contribution / active EE | $14,248 | $3,102+359.3% | $4,675+204.8% | $2,756+417.0% |
| Participant deferral / active EE | $9,834 | $3,451+184.9% | $5,629+74.7% | $4,297+128.9% |
| Admin fee / account holder | $1,483 | $7,992-81.4% | $15,923-90.7% | $6,935-78.6% |