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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,516 | $89,367-62.5% | $141,191-76.3% | $72,975-54.1% |
| Participation rate | 56.5% | 75.1%-18.7pp | 82.5%-26.0pp | 69.5%-13.0pp |
| Annual return | 20.15% | 111.87%-91.7pp | 71.41%-51.3pp | 81.01%-60.9pp |
| Employer contribution / active EE | $627 | $3,115-79.9% | $4,736-86.8% | $2,440-74.3% |
| Participant deferral / active EE | $4,012 | $5,419-26.0% | $6,710-40.2% | $3,608+11.2% |
| Admin fee / account holder | $7,063 | $5,957+18.6% | $10,264-31.2% | $5,124+37.8% |