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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,988 | $85,766-63.9% | $136,298-77.3% | $70,126-55.8% |
| Participation rate | 48.3% | 74.2%-25.9pp | 81.9%-33.6pp | 69.5%-21.3pp |
| Annual return | 16.11% | 31.46%-15.3pp | 5156.27%-5140.2pp | 73.15%-57.0pp |
| Employer contribution / active EE | $652 | $2,966-78.0% | $4,696-86.1% | $2,343-72.2% |
| Participant deferral / active EE | $2,977 | $5,051-41.1% | $6,247-52.3% | $3,332-10.7% |
| Admin fee / account holder | $1,534 | $5,421-71.7% | $9,244-83.4% | $4,645-67.0% |