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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,991 | $98,776+270.5% | $149,745+144.4% | $79,856+358.3% |
| Participation rate | 90.9% | 75.8%+15.1pp | 82.5%+8.4pp | 69.6%+21.3pp |
| Annual return | 13.30% | 27.38%-14.1pp | 276.72%-263.4pp | 31.71%-18.4pp |
| Employer contribution / active EE | $11,645 | $3,217+261.9% | $4,646+150.7% | $2,471+371.2% |
| Participant deferral / active EE | $12,647 | $5,681+122.6% | $6,843+84.8% | $3,741+238.1% |
| Admin fee / account holder | $6,527 | $6,053+7.8% | $9,312-29.9% | $5,306+23.0% |