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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,776 | $77,817+275.0% | $123,553+136.2% | $64,173+354.7% |
| Participation rate | 94.4% | 74.7%+19.7pp | 82.3%+12.1pp | 69.6%+24.9pp |
| Annual return | -5.42% | 12.49%-17.9pp | 119.21%-124.6pp | 7.63%-13.1pp |
| Employer contribution / active EE | $13,824 | $3,014+358.6% | $4,628+198.7% | $2,381+480.6% |
| Participant deferral / active EE | $12,704 | $5,240+142.4% | $6,426+97.7% | $3,470+266.1% |
| Admin fee / account holder | $3,594 | $5,519-34.9% | $9,284-61.3% | $4,887-26.5% |