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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,728 | $92,219-47.2% | $76,766-36.5% | $135,382-64.0% |
| Participation rate | 68.4% | 79.8%-11.3pp | 77.0%-8.5pp | 82.6%-14.2pp |
| Annual return | -6.66% | 5.46%-12.1pp | 2.43%-9.1pp | 519.77%-526.4pp |
| Employer contribution / active EE | $725 | $3,216-77.5% | $2,485-70.8% | $4,779-84.8% |
| Participant deferral / active EE | $2,724 | $4,508-39.6% | $3,851-29.3% | $5,609-51.4% |
| Admin fee / account holder | $6,430 | $10,749-40.2% | $6,675-3.7% | $10,829-40.6% |