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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,117 | $138,075+3.7% | $123,552+15.8% | $135,379+5.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.18% | 153.70%-163.9pp | 119.20%-129.4pp | 519.79%-530.0pp |
| Employer contribution / active EE | $1,748 | $5,152-66.1% | $4,628-62.2% | $4,779-63.4% |
| Participant deferral / active EE | $7,492 | $6,800+10.2% | $6,426+16.6% | $5,609+33.6% |
| Admin fee / account holder | $833 | $10,917-92.4% | $9,285-91.0% | $10,828-92.3% |