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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,432 | $135,956+6.2% | $123,894+16.6% | $273,972-47.3% |
| Participation rate | 60.0% | 84.1%-24.1pp | 81.4%-21.4pp | 83.0%-23.0pp |
| Annual return | 8.85% | 56.63%-47.8pp | 47.52%-38.7pp | 41.46%-32.6pp |
| Employer contribution / active EE | $1,303 | $5,170-74.8% | $4,617-71.8% | $4,869-73.2% |
| Participant deferral / active EE | $4,240 | $6,343-33.2% | $5,984-29.1% | $5,287-19.8% |
| Admin fee / account holder | $348 | $9,817-96.5% | $8,357-95.8% | $10,133-96.6% |