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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,791 | $127,387+34.1% | $115,038+48.5% | $125,389+36.2% |
| Participation rate | 66.7% | 84.2%-17.5pp | 81.4%-14.7pp | 83.2%-16.5pp |
| Annual return | -1.70% | 31.28%-33.0pp | 26.14%-27.8pp | 282.24%-283.9pp |
| Employer contribution / active EE | $6,901 | $5,166+33.6% | $4,608+49.8% | $4,866+41.8% |
| Participant deferral / active EE | $5,306 | $6,423-17.4% | $6,026-11.9% | $5,352-0.8% |
| Admin fee / account holder | $2,623 | $9,516-72.4% | $8,175-67.9% | $9,541-72.5% |