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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,017 | $49,177+20.0% | $79,476-25.7% | $64,181-8.0% |
| Participation rate | 69.2% | 65.0%+4.2pp | 73.3%-4.1pp | 69.6%-0.3pp |
| Annual return | -5.65% | -1.16%-4.5pp | 718.21%-723.9pp | 7.63%-13.3pp |
| Employer contribution / active EE | $2,018 | $2,076-2.8% | $2,800-27.9% | $2,381-15.2% |
| Participant deferral / active EE | $6,920 | $2,821+145.3% | $3,704+86.8% | $3,470+99.5% |
| Admin fee / account holder | $9,967 | $3,839+159.6% | $5,113+94.9% | $4,887+103.9% |