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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,130 | $156,398+1.7% | $147,318+8.0% | $138,895+14.6% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 79.9%+7.6pp |
| Annual return | 17.06% | 78.75%-61.7pp | 70.43%-53.4pp | 145.39%-128.3pp |
| Employer contribution / active EE | $10,666 | $4,853+119.8% | $4,593+132.2% | $4,194+154.3% |
| Participant deferral / active EE | $5,675 | $8,237-31.1% | $7,906-28.2% | $6,396-11.3% |
| Admin fee / account holder | $13,004 | $14,976-13.2% | $13,708-5.1% | $12,562+3.5% |