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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,160 | $108,825+71.1% | $156,181+19.2% | $82,448+125.8% |
| Participation rate | 92.3% | 72.4%+19.9pp | 78.8%+13.5pp | 68.1%+24.2pp |
| Annual return | 9.69% | 20.59%-10.9pp | 64.87%-55.2pp | 41.64%-31.9pp |
| Employer contribution / active EE | $5,794 | $2,870+101.9% | $4,294+34.9% | $2,551+127.1% |
| Participant deferral / active EE | $7,818 | $4,577+70.8% | $6,132+27.5% | $4,139+88.9% |
| Admin fee / account holder | $972 | $9,341-89.6% | $14,586-93.3% | $7,234-86.6% |