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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,445 | $156,398-51.1% | $147,318-48.1% | $138,895-45.0% |
| Participation rate | 53.3% | 83.8%-30.4pp | 82.1%-28.7pp | 79.9%-26.6pp |
| Annual return | 6.10% | 78.75%-72.6pp | 70.43%-64.3pp | 145.39%-139.3pp |
| Employer contribution / active EE | $1,738 | $4,853-64.2% | $4,593-62.2% | $4,194-58.6% |
| Participant deferral / active EE | $4,038 | $8,237-51.0% | $7,906-48.9% | $6,396-36.9% |
| Admin fee / account holder | $62 | $14,976-99.6% | $13,708-99.5% | $12,562-99.5% |