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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,711 | $87,546+246.9% | $75,784+300.8% | $125,389+142.2% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | 0.59% | 13.49%-12.9pp | 9.68%-9.1pp | 282.24%-281.7pp |
| Employer contribution / active EE | $10,164 | $3,930+158.6% | $3,323+205.8% | $4,866+108.9% |
| Participant deferral / active EE | $7,071 | $4,230+67.2% | $3,652+93.6% | $5,352+32.1% |
| Admin fee / account holder | $3,786 | $6,503-41.8% | $5,300-28.6% | $9,541-60.3% |