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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,932 | $98,760+32.6% | $149,715-12.5% | $79,858+64.0% |
| Participation rate | 87.9% | 75.8%+12.1pp | 82.5%+5.4pp | 69.6%+18.2pp |
| Annual return | 12.20% | 27.43%-15.2pp | 276.66%-264.5pp | 31.72%-19.5pp |
| Employer contribution / active EE | $2,341 | $3,217-27.2% | $4,645-49.6% | $2,471-5.3% |
| Participant deferral / active EE | $3,380 | $5,681-40.5% | $6,842-50.6% | $3,740-9.6% |
| Admin fee / account holder | $5,202 | $6,053-14.1% | $9,310-44.1% | $5,306-2.0% |