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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,792 | $73,988+283.6% | $96,538+194.0% | $75,177+277.5% |
| Participation rate | 92.3% | 66.4%+25.9pp | 74.3%+18.0pp | 67.2%+25.1pp |
| Annual return | 23.25% | 26.73%-3.5pp | 35.74%-12.5pp | 160.75%-137.5pp |
| Employer contribution / active EE | $8,784 | $2,930+199.8% | $3,740+134.8% | $2,671+228.8% |
| Participant deferral / active EE | $11,750 | $3,660+221.0% | $4,880+140.8% | $4,126+184.7% |
| Admin fee / account holder | $2,110 | $5,220-59.6% | $6,737-68.7% | $5,651-62.7% |