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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,660 | $64,729+251.7% | $112,263+102.8% | $68,490+232.4% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -22.88% | -11.40%-11.5pp | 27.49%-50.4pp | -7.85%-15.0pp |
| Employer contribution / active EE | $9,468 | $2,746+244.8% | $3,636+160.4% | $2,597+264.6% |
| Participant deferral / active EE | $11,994 | $3,566+236.4% | $4,729+153.6% | $4,028+197.8% |
| Admin fee / account holder | $34,774 | $5,222+566.0% | $6,410+442.5% | $5,403+543.6% |