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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,112 | $160,040+115.6% | $147,096+134.6% | $145,877+136.6% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 13.07% | 98.49%-85.4pp | 419.75%-406.7pp | 551.28%-538.2pp |
| Employer contribution / active EE | $9,976 | $5,289+88.6% | $4,936+102.1% | $4,663+114.0% |
| Participant deferral / active EE | $10,324 | $8,429+22.5% | $8,071+27.9% | $6,691+54.3% |
| Admin fee / account holder | $2,581 | $15,050-82.9% | $13,005-80.2% | $13,402-80.7% |