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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,706 | $148,623+87.5% | $135,974+105.0% | $139,466+99.8% |
| Participation rate | 94.4% | 83.9%+10.6pp | 81.9%+12.5pp | 80.3%+14.1pp |
| Annual return | 16.55% | 79.30%-62.7pp | 68.30%-51.8pp | 373.66%-357.1pp |
| Employer contribution / active EE | $3,768 | $5,246-28.2% | $4,859-22.4% | $4,754-20.7% |
| Participant deferral / active EE | $9,854 | $8,103+21.6% | $7,760+27.0% | $6,712+46.8% |
| Admin fee / account holder | $1,280 | $12,406-89.7% | $10,767-88.1% | $11,409-88.8% |