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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,845 | $107,368+19.1% | $92,915+37.6% | $152,909-16.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 13.67% | 145.64%-132.0pp | 109.45%-95.8pp | 345.46%-331.8pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,043 | $4,848-16.6% | $4,238-4.6% | $5,851-30.9% |
| Admin fee / account holder | $389 | $7,082-94.5% | $5,796-93.3% | $11,601-96.6% |