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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,999 | $97,732+11.5% | $83,831+30.0% | $135,380-19.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -1.66% | 1287.56%-1289.2pp | 850.99%-852.6pp | 519.81%-521.5pp |
| Employer contribution / active EE | $3,054 | $4,222-27.7% | $3,631-15.9% | $4,779-36.1% |
| Participant deferral / active EE | $1,906 | $4,683-59.3% | $4,082-53.3% | $5,609-66.0% |
| Admin fee / account holder | $2,242 | $6,675-66.4% | $5,479-59.1% | $10,828-79.3% |