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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,200 | $104,694+72.1% | $85,709+110.2% | $167,536+7.6% |
| Participation rate | 57.1% | 76.4%-19.2pp | 69.9%-12.7pp | 82.1%-25.0pp |
| Annual return | 17.06% | 21.45%-4.4pp | 21.49%-4.4pp | 478.82%-461.8pp |
| Employer contribution / active EE | $2,566 | $3,337-23.1% | $2,619-2.0% | $4,839-47.0% |
| Participant deferral / active EE | $7,696 | $4,826+59.5% | $3,924+96.1% | $6,342+21.3% |
| Admin fee / account holder | $15 | $10,035-99.9% | $6,876-99.8% | $12,315-99.9% |